Understand where you stand
See your assets, debts, income, and cash movement together. Follow the figures back to your records and spot differences that need attention.
AccountMonth end
Current account
Investments
Liabilities
Net position
A personal finance system you own
Your personal finances. Connected in Google Sheets.
Understand what you own, where your money goes, and how your plans fit together. Connected statements, budgets, reserves, debt, and investment scenarios—with figures you can trace and files you keep.
For people comfortable with spreadsheets who want a structured view of their money.
YOUR FINANCES
Monthly reviewA connected view
Balance sheetAssets & liabilitiesMonthly snapshots
Cash flowIn & outDirect method
Income statementIncome & spendReview by month
See the movement Cash flow Budget
Figures remain traceable to their source
Inside Meridian
Real workbooks.
A clearer perspective.
Explore the system you will own through eight detailed views. Every capture uses the same fictional family’s 22 months of records.
Fictional USD demo · native workbook captures · select any image for a full-resolution view
A family’s finances, connected
Three questions.
One connected review.
Move beyond the overview. Follow the family’s loan, assess their financial health, and explore how different assumptions change their plans.
Jan 2025–Oct 2026 fictional activity · future loan schedules and investment scenarios are projections, not promised outcomes
Your data stays in your Drive.You keep the files you purchase.Support and updates while subscribed.
A system that connects the details
Understand today. Plan your next move.
From your next monthly review to your longer-term plans, the same records connect the answers.
See where spending is heading
Give everyday spending and larger annual costs a plan. Compare actuals with a forecast shaped by your spending history, then review where to adjust.
Monthly plan↗
JanMarJunSepDec
Put reserves and debt in perspective
See how much of your reserve counts after access costs and current dues. Review the gap to your chosen buffer alongside the loans you are paying down.
Reservepolicy ladder
Liquid accountsCurrent duesRunway view
See how investments fit your plans
Review what you hold, how it has performed, and what different assumptions could mean for your goals. Keep projections connected to your expense baseline.
Portfolio viewScenario
Built to show its work
Your files. Your inputs. A clearer line from one to the next.
Meridian connects your own Google Sheets into a structured system. You provide and verify the data; Meridian organizes statements, plans, and checks so you can trace a figure back to its source.
iIllustrative workflow · not a live account view
YOUR INPUTS
01Your own files
Transactions · balances · plans
THE ENGINE
02Visible calculations
Classify · calculate · check
YOUR REVIEW
03Reports to follow
Statements · budgets · scenarios
Customer-owned data flows into organized reports, where differences stay visible.
Your first month with Meridian
From your first copy to your first review.
A practical path, with guides and subscription support available as you get familiar with the system.
Make it yours
A system in your own Google Drive.
Copy the Meridian workbooks, follow the setup guide to connect them, and configure your accounts, labels, and settings.
You bring: a Google account and your account list.
Build your starting picture
Records and balances with a clear source.
Import your Wallet CSV records, enter month-end balances and payroll details, then add your budgets, holdings, and loans where relevant.
You bring: your exports, statements, and planning assumptions.
Run your first review
A connected view to review and act on.
Check the visible differences, review your statements and spending forecast, then assess your reserve and investment scenarios in context.
You do: verify inputs and resolve flagged differences.
Then, a rhythm you can repeat.
Import new records, confirm your balances, clear flagged differences, and review what changed. Update plans and assumptions when your circumstances change.
Plan for an initial setup.
Setup and monthly effort depend on your records and account complexity. Transaction import is manual; support helps with using Meridian, while you remain responsible for your data and financial decisions.
A note from Meridian’s creator
Built for people who want to understand their money.
Justine Kizhakkinedath AstralForge Labs
I’m building Meridian around a simple belief: you should be able to follow the numbers behind your financial decisions.
That means connecting the statements, spending plans, reserves, and investment assumptions—and keeping the underlying files in your hands. My goal is to make a thoughtful review easier to carry out, with room to inspect and question what you see.
The design partner programme is a chance to build that experience with the people using it. Tell me where the workflow helps, where it gets in your way, and what deserves attention next. Your subscription includes customer support and every update released while it’s active, with an upgrade guide.
How design partners help shape MeridianA product shaped with its first customers
Help decide what Meridian becomes next.
Design partners can share what is useful, where the workflow feels difficult, and which improvements would make the biggest difference. Your input informs the roadmap; it does not guarantee that every suggestion will ship.
DESIGN PARTNER
Bring the real questions
Show us where your monthly review slows down or leaves you unsure.
Help shape the next release↗
0103
Design partner · first year
Own your money system. Keep improving it with us.
Get the connected workbook system for lifetime use, plus a year of help and every release. Join as a design partner and bring your real-world priorities into the roadmap.
$100for your first year
Planned standard price: $300 per year
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Your data is yours. You can keep using the files you purchased for life, even if your subscription ends. Reselling or redistributing Meridian is not permitted.
Your design partner package
Keep for life
Your purchased workbooks and your data.
Included for a year
Customer support, all updates, and upgrade guides.
- The connected Meridian workbook system — yours to keep
- Setup, operating, and troubleshooting guides
- Customer support for your active subscription year
- Every major, minor, and patch update while subscribed
- An upgrade guide with each release
- A voice in shaping the product roadmap
The annual subscription covers new releases and customer support. If you cancel, you keep your files and data; future updates and support pause. Subscribe again whenever you want to receive new updates and support.
For your own use. Meridian files may not be resold or redistributed.
Good to know
Questions, answered.
Clear terms make for better partnerships. Here is what to expect.
A clearer view starts with a first step